Asset-Based Finance

Phyrone provides specialized Asset-Based Finance solutions, offering South African businesses flexible funding up to R5 million.

50k + Happy Customer

PROVIDING MODERN FINANCIAL SOLUTIONS FOR COMPLEX TRADITIONAL PROBLEMS

10+

YEARS OF FINANCING GROWTH

Designed to empower companies to unlock the value of their existing assets, our financing enables better cash flow management and business growth.

 

Whether it’s leveraging equipment, inventory, or receivables, Phyrone’s asset-based financing solutions are tailored to fuel the financial strength of companies across industries.

 

Asset-based finance with Phyrone is ideal for businesses seeking quick access to capital without impacting equity or taking on traditional debt. Companies with valuable assets like machinery, vehicles, or inventory can use this financing to:

 

Enhance Cash Flow: Immediate capital for operational expenses, payroll, or growth initiatives.

 

Fund Expansion: Financing for growth or new projects without waiting for traditional loan approvals.

 

Manage Seasonal Demand: Flexible funding to meet increased demand cycles or high-season purchasing needs.

 

Bridge Payment Gaps: Alleviates cash flow strain due to extended customer payment terms or supply delays.

Rated 4.9/5 From Over 600 Reviews

R50+ MILLION

IN MONTHLY LOANS

What We Do

Phyrone specializes in unlocking business potential through customized asset-based finance options. Our process is streamlined, focusing on the inherent value of your assets rather than complex credit scoring. By assessing asset value, we provide fast, efficient funding solutions that help you maintain working capital, invest in new ventures, and navigate changing market demands with ease. From application to approval, our team ensures a seamless experience, empowering your business with quick access to needed funds.

100%

TRANSPARENT

100%

TAILORED

With years of expertise in asset-based financing, Phyrone combines deep financial knowledge with a customer-focused approach. Our team understands the unique cash flow challenges and growth ambitions that businesses face, and we tailor our financing solutions accordingly.

Committed to transparency, we work closely with you to assess the value of your assets, provide fair terms, and deliver financing that strengthens your business.

Our goal is to make asset-based finance accessible, flexible, and impactful, helping your business reach its full potential.

Asset Based Finance

HOW IT WORKS

Phyrone provides it's client with a streamlined application process that focuses on efficiency, real-time assessments, timely decisions and quick loan payouts.

01

Phyrone Financial Services

APPLICATION

Submit your application and tell us a bit about your property and vision.

02

Phyrone

ASSESMENT

One of our assessors will visit your property to assess the areas, available space and discus the potential architecture.

03

Business Finance

CONTRACT

Once approved, we will send you an electronic contract, with the loan terms and repayment schedule, as soon as your accept and sign the contract, your funds will be paid out within an hour.

04

Phyrone

GET PAID

We aim to pay approved loans within 60 minutes from approval to make sure that you get the funds you need, as fast as you need them.