Phyrone’s Build-to-Let Finance is a unique financing solution tailored for property owners looking to develop residential rental units, such as backrooms and flats, on their own land.
With Build-to-Let Finance, Phyrone provides the full development funding needed to build or expand these rental properties without requiring the property owner to make traditional loan repayments. Instead, the loan is repaid over time through a structured portion of the collected rental income, which Phyrone manages on behalf of the property owner.
Phyrone’s Build-to-Let Finance offers a win-win model for property owners wanting to maximize their land’s rental potential without upfront capital investment or loan repayment burdens.
No Traditional Loan Repayments: Repayments come directly from rental income, making it a financially flexible option.
Professional Property Management: Phyrone manages the property and tenant relationships, ensuring smooth operations and efficient rental collection.
Clear, Fixed Repayment Period: The term is structured over 24 to 48 months based on the property’s value, type, and rental potential, offering clarity and manageable repayment timelines.
Build on Owned Land: Applicants who own land gain a streamlined way to generate rental income from their property without having to take on direct financial risk.
To qualify for Phyrone’s Build-to-Let Finance, applicants must:
This financing is ideal for landowners who want to enter or expand in the rental market but lack the upfront funds or prefer a cash-flow-driven repayment model.
For instance, a property owner with vacant land in a high-demand residential area could use Phyrone’s Build-to-Let Finance to construct rental flats. Phyrone’s team manages the property and collects a share of the rental income over the repayment term, allowing the owner to generate rental income while Phyrone handles the financial and operational aspects of the property.
Phyrone’s Build-to-Let Finance enables landowners to unlock their land’s potential, turning it into a sustainable rental income source without the traditional hurdles of property financing.
Phyrone provides it's client with a streamlined application process that focuses on efficiency, real-time assessments, timely decisions and quick loan payouts.
Submit your application and tell us a bit about your property and vision.
One of our assessors will visit your property to assess the areas, available space and discus the potential architecture.
Once approved, we will share the funding contract, with the loan terms and repayment schedule
